Finance

The CSR Journal Magazine

ETFs vs Mutual Funds: Key Differences in Costs, Risks & Tax Implications for Investors

Exchange-Traded Funds (ETFs) and mutual funds are two prevalent investment vehicles that cater to distinct needs. Investors often find themselves contemplating which option aligns...

EPFO Maintains Interest Rate at 8.25% for FY26

The Employees’ Provident Fund Organisation (EPFO) has announced that it will retain the interest rate on provident fund deposits at 8.25% for the financial...

Personal Loans vs Credit Cards: Choosing the Right Option for Your Financial Needs

In times of sudden financial necessity, individuals often consider personal loans and credit cards as viable options for quick funding. The choice between the...

Silver Prices Surge Beyond ₹8,000: Investment Strategies Under Review

Since the beginning of 2026, silver has experienced a significant price increase, attracting keen interest from investors in India. The metal commenced the year...

Understanding Life Cycle Funds and Their Role in Retirement Planning

The regulatory landscape for mutual funds in India is evolving, particularly with the introduction of life cycle funds. The Securities and Exchange Board of...

New Income Tax Draft Rules May Alter PAN Requirement for Property Transactions

Under the current regulations, providing a Permanent Account Number (PAN) is mandatory for real estate transactions if the transaction value exceeds Rs 10 lakh....

BMC का बजट 2026–27 पेश: शिक्षा के लिए 4,248 करोड़ रुपयों का प्रावधान, इंफ्रास्ट्रक्चर और डिजिटल लर्निंग पर खास जोर

मुंबई महानगर की सबसे बड़ी नागरिक संस्था Brihanmumbai Municipal Corporation (बीएमसी) ने बुधवार को वित्त वर्ष 2026–27 का अपना बजट पेश किया। यह बजट कई मायनों...

Five Legal Avenues to Earn Income Tax-Free in India

In India, individuals can legally earn tax-free income through options like PPF, EPF, agricultural income, Sukanya Samriddhi Yojana, and eligible gifts, enabling smart financial...

Implications of Missing Home Loan EMIs: A Comprehensive Overview

When homeowners miss their first home loan EMI, they typically receive a reminder message from their lender. Many borrowers believe they can make up...

New Tax Rules Affecting House Rent Allowance Claims for Salaried Employees

Salaried taxpayers who claim House Rent Allowance (HRA) under the old tax regime will face stricter reporting requirements as outlined in the Draft Income...

Why Health Insurance Claims Are Rising in India – And Why That’s a Good Thing

India's health insurance story has quietly changed. For years, policies were bought, filed away and forgotten until something went wrong. Today, that pattern is...

Supreme Court Strikes Down Trump’s Tariffs in Landmark Ruling

On February 20, 2026, the Supreme Court issued a significant ruling that changed the landscape of presidential authority in the United States by invalidating...

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