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December 2, 2025

UP Women Are Quietly Turning Rich: 18 Lakh Already Earn Above ₹1 Lakh! Here’s How

The CSR Journal Magazine

A quiet but powerful economic transformation is unfolding across Uttar Pradesh, where lakhs of rural women are steadily breaking income barriers and emerging as financially independent earners.

Under Chief Minister Yogi Adityanath’s leadership, the “Lakhpati Didi” initiative has turned into one of the most successful rural empowerment missions in the country. As of November, 18.56 lakh women in the state are earning over ₹1 lakh annually, signaling a remarkable shift in the grassroots economy.

How the Lakhpati Movement Is Gaining Momentum

The Uttar Pradesh government has identified 35.94 lakh women who have the potential to become “Lakhpati Didis.” Income records for 29.68 lakh women have already been digitized in the state’s livelihood registry, allowing the administration to track progress and provide timely interventions.

The Central Government has set a national target of enabling 2 crore women SHG members to earn more than ₹1 lakh annually by 2026–27. Uttar Pradesh’s share stands at 28.92 lakh women, and the state has already achieved more than 64% of this target. Officials are confident that the remaining 10.36 lakh women will cross the lakhpati threshold within the stipulated timeframe.

The Power of Self-Help Groups and Village Organizations

At the heart of this transformation lies the massive SHG network that connects rural women to financial resources, training, and market linkages. Uttar Pradesh currently hosts 8,96,618 self-help groups, linked to 98.49 lakh rural families, all supported by 62,958 village-level organizations.

This structure doesn’t just offer loans, it provides mentorship, collective bargaining power, and a platform for women to scale their work into profitable ventures.

What’s Helping Rural Women Earn More?

The rise in income is not tied to one sector but a diverse range of livelihood opportunities. Women are actively generating sustainable income through:

  • Agriculture and allied activities

  • Dairy and animal husbandry

  • Handicrafts and traditional crafts

  • Food processing and local product manufacturing

  • Small-scale service businesses

The government’s strategy focuses on ensuring every SHG member earns no less than ₹1 lakh annually for three consecutive years, covering all agricultural seasons and business cycles. This long-term approach is designed to create stability, not just short-term financial gains.

Transforming Lives Beyond Money

The Lakhpati Didi initiative is proving to be much more than an economic program. Women who once stayed confined to household chores are now emerging as confident earners, decision-makers, and respected contributors to their family finances. Villages across UP are witnessing a cultural shift, women are running businesses, leading SHGs, and inspiring others to follow.

This quiet surge of rural prosperity reflects a deeper social change. The rise of 18 lakh lakhpati women is not just a statistic, it’s a powerful statement of empowerment.

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