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Kasmin Fernandes

AI for financial inclusion

CSR: Using AI to improve Financial Inclusion

About 1.7 billion people worldwide are “unbanked,” that is, they do not have an account at a financial institution or through a mobile money provider. Companies in India can also have difficulties in accessing finance. Artificial Intelligence can help address core difficulties holding back financial inclusion: difficulties in verifying identities and in a lack of...
machine learning

Trend: Machine Learning For CSR Research

Content analysis has emerged as a useful tool for conducting CSR research. While having been useful for CSR research, the popular content analysis approaches alone are less effective for the analysis of big data, which may include millions (or billions) of rows of text. Today, corporate reports and sustainability disclosures are increasingly available in digital...
Protestors at sal forest in Balarampur

CSR: How villagers in Odisha saved sal forest from a factory using Chipko & media

The trees of the Jhinkargadi forest have been nurtured for three generations by the villagers of Balarampur in Odisha. For more than four decades, since 1972 the villagers, especially women have been involved in taking care of the forest. Everyone from the village is part of the traditional rotational forest patrolling routine, under which...
inclusivity at tech companies

CSR: Two Indian tech companies are models of inclusion

For India to become an inclusive society, it is important that the nation’s corporate sector sensitises itself to the country’s diversity, its gender differences, ethnicity, and tolerance, and emerges as truly inclusive. Role models In this regard, MphasiS and Vindhya E-Infomedia have put in place progressive and employee-centric policies, bringing them a social return on investment....
judicial reforms

CSR in 2019: 10 Judicial Reforms For India

A study carried out by the Ministry of Finance found that it takes, on an average, almost 20 years for a property related dispute to be resolved. By that timeline, it would take 324 years just to clear the present backlog at the current rate of disposal! The huge backlog of pending cases is a...
Anuja Bansal

CSR spending has mostly gone to set priorities of India Inc: Anuja Bansal, Secretary General, SOS Children’s Villages of India

One person can make a difference. Working together we make lasting changes, believes Anuja Bansal. As Secretary General of SOS Children’s Villages of India, her role is to lead the organisation in the strategic direction they have envisaged for themselves by 2020 and 2030, with the support and partnership of all stakeholders. With over five...
Navi Mumbai airport

CSR: Navi Mumbai Airport Displacing Families, Destroying Ecosystems

Besides displacing thousands of people, the proposed Navi Mumbai international airport is expected to destroy local mangrove and wetland ecosystems. 3,500 families displaced Approximately 3,500 families residing in 10 villages are being displaced a new airport in Navi Mumbai. They have sustained a long-term struggle for fair rehabilitation, according to GAAM (Global Anti-Aerotropolis Movement). A perfunctory one-hour...

CSR: Calling Out Environmental Racism

The idea of environmental racism is controversial. Even in the age of climate change, many people still view the environment mostly as a set of forces of nature. To many people, racism often connotes purposeful decisions by a master hand, and many see existing segregation as a self-sorting or poverty problem. Among the injustices faced...

Budget 2019: Reactions from industry leaders

The CSR Journal got on-the-spot reactions from industry leaders across various sectors immediately after the live budget presentation on February 1, 2019, at the Confederation of Indian Industry (CII) headquarters. Said Piruz Khambatta, Chairman CII (Western Region) and Chairman & Managing Director, Rasna, “The Budget announcements have largely taken care of the agriculture sector, middle...
digital finance for women

CSR: Empowering women through digital finance

Did you know that poor women account for 1.1 billion of the world’s unbanked adults, or most of the financially excluded? Financial inclusion needs to bridge gender gaps for it to become truly inclusive, and India has a long way to go in this respect. In order for digital finance to reach rural women sustainably, there...
Marthal from Chennai

CSR: Chennai slum girl saved by soccer

23-year-old Marthal is an accountant at a BPO in Chennai. While for many in her community of Vyasarpadi, the job of an accountant might be coveted, Marthal has bigger dreams. The slums of Vyasarpadi in Chennai have been infamous for crime and its decrepit status. For the longest time, children were an extension of the...
children playing

CSR: 5 Point Strategy for Aspirational District Programme

The Aspirational District Programme (ADP) aims to address governance issues by using a combination of approaches: lifting levels of aspirations through a vision and district plan, adequate institutional arrangements, convergence in all stakeholders’ efforts and above all, ranking based public competition among the districts by setting up a real-time monitoring mechanism. Setting off a virtuous...

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