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April 30, 2025
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CSR: Collaborative Effort to Improve Teacher Training in Rajasthan

By
The CSR Journal
-
Rajasthan, India: EdIndia Foundation, the Corporate Social Responsibility (CSR) arm of Sterlite Power, is supporting the initiative of RSCERT along with Ignus Pahal, and UNICEF, to enhance the capacity of 33 District Institutes of Education and Training (DIETs) in Rajasthan. This collaboration aims to transform these DIETs into Centers of Excellence (CoEs) for teacher training, in line with the National Education Policy (NEP) 2020.
The two-day workshop, focused on creating a roadmap for strengthening DIETs’ institutional capabilities to provide effective pre-service and in-service teacher training, was organized in Udaipur. Mr. Kailash Teli, Additional Director of RSCERT, highlighted the crucial role DIETs play in enhancing educational quality and outcomes. Head of Division, Mrs. Nirmala Sharma, stated that a comprehensive strategic plan is being developed to enhance the capabilities of DIET faculty through brainstorming and to fulfill their roles and responsibilities. Education officers from 33 DIETs, along with representatives from UNICEF, RSCERT, Sterlite EdIndia Foundation, Ignus Pahal, Piramal, Azim Premji Foundation, Tata Trust, and other organizations participated in the event. The program was coordinated by Mr. Chenaram Seervi.
Speaking about the initiative, Sonakshi Agarwal, Director, Sterlite EdIndia Foundation, said, “Our goal is to support DIETs in becoming hubs of innovation and excellence for teacher training. By focusing on continuous professional development and resource enhancement, we hope to create a lasting impact on the education ecosystem in Rajasthan. This partnership aligns with our commitment to improving educational access and quality through collaborative efforts.”
Antony Nellissery, Head, Sterlite EdIndia Foundation welcomed the initiative of RSCERT calling this a national pilot program, of which EdIndia is proud to be part of.
EdIndia Foundation is committed to supporting initiatives that contribute to improving teacher training and educational infrastructure through collaborative efforts with key stakeholders.

 

 

Disclaimer: This media release is auto-generated. The CSR Journal is not responsible for the content.

 

 

 

Infosys employees produce over 200,000 seedballs for reforestation projects across India

By
The CSR Journal
-
Bengaluru, India: Infosys Foundation, the philanthropic and CSR arm of Infosys, has kicked off its ‘Month of Gracious Giving’ initiative this September across Infosys Development Centers in India. As part of this inaugural initiative, Infosys employees participated to produce over 200,000 seedballs in an hour. These seedballs will be used for reforestation projects across more than 20 locations in India, helping restore native flora, promote biodiversity, and support local ecosystems.
A wide variety of native plant seeds such as Neem, Tamarind, Sandalwood, Teak, and Mahogany, will be planted in designated reforestation areas across India, including Bannerghatta National Park in Bengaluru, Utkalmani Gopalbandhu Ashram Grounds in Bhubaneswar, and the Yeoor Hills in Mumbai.
This record-setting achievement marks the start of a month-long series of employee-focused volunteering activities at Infosys dedicated to community engagement and environmental sustainability. It will also feature various other volunteering activities aimed at encouraging employees to engage in community service, educational outreach, and environmental conservation projects, further reinforcing Infosys Foundation’s commitment of giving back to society.
Shaji Mathew, Trustee, Infosys Foundation, said, “The ‘Month of Gracious Giving’ stands witness to Infosys Foundation’s continued commitment towards making a positive impact on society. The seedball initiative is part of our broader effort to make volunteering a key part of our culture, allowing Infoscions to create a lasting impact on the environment and communities. Through this initiative we set an example of what can be accomplished when we collectively work towards a common goal. This accomplishment also reflects Infosys’ long-standing dedication to ecological stewardship and social responsibility.”
Neelam Kapoor, Head of Wonder Book of Records, said, “We are delighted to recognize Infosys Foundation for their outstanding support in our mission to plant 200,000 seedballs. This initiative is about more than just planting seeds—it’s about planting hope, resilience, and a vision for a greener tomorrow. Infosys Foundation has demonstrated true leadership and commitment to sustainability by joining hands with us to breathe new life into barren lands. Together, we are nurturing a future where our planet thrives, and we are proud to honour Infosys for being a vital part of this transformative journey.”
Through its various environmental support initiatives, Infosys has planted over a million trees across its Development Centers including its Mangalore SEZ campus, where over 500,000 trees have been planted. The reforestation efforts at Mangalore ensured trees native to the region transformed the barren land into a lush green rainforest.

 

 

 

Disclaimer: This media release is auto-generated. The CSR Journal is not responsible for the content.

 

 

 

Empowering Future Green Warriors: E-Waste Awareness programme in Delhi-NCR

By
The CSR Journal
-
Empowering Future Green Warriors: E-Waste Awareness programme in Delhi-NCR
Delhi-NCR, India: In a significant step towards addressing the escalating issue of electronic waste (e-waste) in India, Sumitomo Mitsui Banking Corporation (SMBC) and Gramin Vikas Trust (GVT) have come together to implement a cutting-edge e-waste management program in the Delhi-NCR region. This initiative is designed to tackle the growing environmental and health concerns related to e-waste and aims to establish sustainable practices that can be scaled across the country.
Since its launch last year, the program has adopted a comprehensive 360-degree approach to supporting the government’s Reduce, Recycle, Reuse (RRR) centers and enhancing operations related to e-waste. Key elements of the project include upskilling waste workers, improving the management infrastructure, and engaging with local communities to raise awareness about the hazards of e-waste and encourage responsible disposal.
In honor of World Ozone Day on 16th September 2024, the project team held a special awareness session with 78 members of the community from the Sangam Vihar slums. The session aimed to educate the younger generation about the dangers of e-waste and the role they can play in mitigating its environmental impact. The children learned how e-waste contributes to climate change, particularly through the release of harmful chemicals that degrade the ozone layer and greenhouse gases that result from improper disposal.
During the event, the children participated in an interactive quiz to test their knowledge of e-waste, followed by an e-waste collection kiosk the following day. The kiosk garnered overwhelming support from the community, leading to the collection of 11 kilograms of e-waste. Each contributor was awarded a certificate, recognizing them as “Green Warriors” for their efforts in responsible e-waste disposal.
“We are thrilled with the community’s enthusiastic response to the e-waste collection drive. It reflects the growing awareness about the need for sustainable e-waste management practices in India,” said a spokesperson for GVT.
The session concluded with a powerful message to the children: “Proper electronic waste management is crucial for safeguarding both the environment and public health. It is vital that the government, industries, and society collaborate to implement sustainable solutions, reduce e-waste, and promote safe and responsible e-waste disposal practices.”
As India continues to grapple with the challenges posed by rapidly increasing e-waste, initiatives like this one provide hope for a more sustainable future. The partnership between SMBC and GVT is a model for how the private and nonprofit sectors can work together to address environmental concerns and protect future generations.

 

Disclaimer: This media release is auto-generated. The CSR Journal is not responsible for the content.

 

 

Top CSR projects in Goa

By
The CSR Journal
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Goa is one of the most popular destinations not only for people from rest of India but also for tourists from across the globe. The beauty of India’s western coastal state, which is known for its cashew and coconut production, and Christmas and New Year celebrations are the major reasons why thousands of tourists flock to Goa particularly in December and January.
However, the sun, sand and beaches of Goa present a rosy picture that is far from the truth in the hinterland. The State of Goa is rich in natural resources and forest land. It has a good forest cover of 34% against the national requirement of 33% and nearly 62% tree cover, but unemployment is rampant.
CSR in Goa is helping improve employment and livelihood, especially in the sectors of healthcare and education. Despite the thriving tourism industry, the hospitality sector is largely absent from Corporate Social Responsibility in this friendly state.
The Power Grid Corporation of India Ltd, the Directorate of Health Services, and the Goa Corporate Social Responsibility Authority signed a Memorandum of Understanding (MOU) in Panaji in October, 2023 to boost Corporate Social Responsibility (CSR) initiatives in the state, with a focus on healthcare.
In January 2024, Goa CSR Authority signed MoUs with the National Institute of Mental Health and Neurosciences (NIMHANS), Aether Energy, Central Institute for Indian Languages (CIIL), and Entrepreneurship Development Institute of India (EDII) to boost CSR in the sectors of education and skill development.

Where does Goa stand

In the FY 2022-23, the total CSR expenditure in Goa has been Rs 58.16 crore, with a total of 159 companies investing in the state under 10 different sectors. While North Goa has enjoyed CSR benefits worth Rs 32.44 cr while South Goa witnessed CSR projects worth 12.64 cr.

Top 3 sectors

The top 3 sectors in which most of the CSR activities have been performed in the state are
Education (CSR spent 24.45 cr)
Healthcare (CSR spent 18.27 cr)
Environment (CSR spent 5.43 cr)

Top 5 companies

The top five companies spending for CSR in Goa in FY 2022-23 are respectively
Colorcon Asia Pvt Ltd (6.01 cr)
Vedanta Ltd (5.94 cr)
Deccan Fine Chemicals (India) Pvt Ltd (3.2 cr)
Goa Shipyard Limited ( 3.18 cr)
Marksans Pharma Ltd (1.8 cr)

TOP CSR Projects in Goa

Smart Village Project with CSR support

Government of Goa partnered with Bharat CSR Network to launch the Smart Village Project for Shiroda in August this year. The project, which is a part of the Swayampurna Goa initiative aims to transform rural communities across the state through infrastructure, digital education, and accessible healthcare and sustainable energy solutions. The project aims to ensure that remote villages have access to the digital tools and infrastructure needed for modern society.
As part of this project smart schools will be constructed in Shiroda, an Arogyam healthcare and wellness centre will be established to provide free medical services, solar energy initiatives will be undertaklen, CCTV cameras will be installed and Wi-Fi hotspots will be created.

CSR for Waste Management

Bisleri International Pvt. Ltd. exchanged letter of intent (LOI) with Chairman Goa State Pollution Control Board, in presence of Dr Pramod Sawant, Hon’ble Chief Minister of Goa at the Green Goa Summit 2024, held at the Raj Bhavan in Dona Paula, Goa earlier this month to enhance plastic waste management practices in Mormugao, Vasco. The purpose is to recognize the critical role of effective waste management in maintaining public health and enhancing the quality of life for residents. Bisleri is committed to fostering sustainable development and environmental stewardship under its CSR initiative, ‘Bottles for Change’.

‘Bottles for Change’ is a core initiative under the Bisleri Greener Promise campaign, designed to raise awareness about the value of post-consumer plastic and promote its responsible recycling. By engaging over one million citizens across 20 cities, the initiative fosters environmental sustainability and encourages communities to adopt greener practices.

Composting Facility at Goa University with CSR support

Ekam Eco Solutions Pvt. Ltd along with DCB Bank inaugurated a cutting-edge composting facility at Goa University in March, this year. This facility, located on the university grounds, boasts a capacity of processing 657 kilograms of wet waste per day, marking a significant step towards efficient waste management and environmental sustainability.

Composting

This state-of-the-art integrated waste management facility is a testament to the dedication towards sustainable practices, supported by Goa University and DCB Bank. Sponsored by DCB Bank as part of their Corporate Social Responsibility (CSR) initiatives, the facility is designed and developed by Ekam Eco Solutions Pvt. Ltd. Alterenergyz has taken charge of commissioning and managing the facility, ensuring its operational excellence and environmental impact.

Free IVF treatment in Goa Medical College through CSR

Goa has become the first Indian state to offer free in vitro fertilization (IVF) treatment. Inauguration of this service, alongside assisted reproductive technology (ART) and intrauterine insemination (IUI), was done by Chief Minister Pramod Sawant at the Goa Medical College (GMC) in Bambolim In August 2023.
Talking exclusively to The CSR Journal, Goa’s Health Minister Vishwajit Rane said, “While doing research on couples, we found that every year around 200-300 couples from Goa go to places like Mumbai, Pune, and Kolhapur. Families even invest their savings for this purpose. There have been cases where families have fallen prey in the trap of fake doctors, lost their money and did not achieve success. Hence, the dream of becoming parents remains unfulfilled. Many such couples shared their grief with us and then we decided to help them.”

CSR of Goa Shipyard Limited

Goa Shipyard Limited (GSL) established in 1957, is a shipyard on the West Coast of India, functioning under the administrative control of Ministry of Defence, Government of India. GSL is strategically located on the banks of river Zuari in Goa, a major international tourist destination well connected by its international airport and major port enroute all important shipping lines.
Beginning as a small barge building yard, GSL has garnered reputation as one of the most sophisticated ship builders in the Country. For over four decades, GSL has designed, built and commissioned a wide range of sophisticated vessels for varied applications in the Defence and commercial sectors with special expertise in building modern patrol vessels of Steel and Aluminium hull structure. Corporate Social Responsibility at Goa Shipyard Ltd. involves various voluntary efforts, which the Company engages itself, in order to contribute towards Social Development.
In September 2023, Goa Panchayat Minister Mauvin Godinho participated in a joint inspection of the Vaddem Lake Visarjan site to review aspects of safety, illumination, and cleanliness of the area, which is mostly used as a Visarjan site for immersion of Ganesh Idols in the Dabolim constituency and other parts of Vasco.
Following the inspection, the minister announced that some steps of the ramp at the Vaddem Lake had corroded and would be taken up before the Ganesh Chaturthi festival through a CSR activity from the Goa Shipyard Limited. The damaged steps of the ramp are being replaced with non-corrosive steel plates under CSR of GSL.

CSR of Power Finance Corporation Limited

Power Finance Corporation Limited announced its partnership with the prestigious 37th National Games in Goa, which took place from October 26 to Nov 9, 2023. The PSU announced its commitment to back the event by providing Rs. 2.57 crore of financial assistance to the Goa Sports Authority under its CSR for organising Medical Camps during the event.
In this regard, an MoU was signed in Goa, in the presence of Swetika Sachan (IAS), Secretary Sports, Govt. of Goa, Dr Geeta S. Nagvenkar, Executive Director of Sports Authority of Goa, Ali Shah, Executive Director (CSR) PFC, and Durgesh Rangera, GM (CSR).

‘Vision for all’ CSR programme

The Government of Goa took an initiative for vision screening of 29,725 students in government and aided schools across Goa from August 2023. This is part of the ‘Vision for all’ programme undertaken through CSR. Under this programme, students are given free spectacles and eye treatment if required free of cost. Prasad Netralay Superspecialty Eye Hospital Udupi will undertake the screening while spectacles will be given to the students through OneSight EssilorLuxottica as part of their CSR activity.
The Government of Goa started the ‘Vision for all’ program through the Goa CSR Authority in January 2023. One noteworthy contribution to the Goa CSR Authority came from Prasad Netralaya in Udupi, amounting to 1.16 crores, which is allocated for the “Vision for All” initiative. This initiative has already provided eye checkups to approximately 230,000 children.

CSR of Vedanta Sesa Goa

Vedanta Sesa Goa announced few significant initiatives including financial assistance to the Sai Nursing Institute at an event held in Sanquelim in June, 2023. The announcement was made in the presence of Dr. Pramod Sawant, Hon’ble CM of Goa, Navin Jaju, CEO- Sesa Goa, Vedanta Limited and other senior
representatives from the management. The company handed over a demand draft of Rs. 60 lakhs to the management of Sai Nursing Institute with the aim of upgrading the education facilities for the benefit of the aspiring youth across Goa wishing to pursue a career in the paramedic field.
Vedanta Sesa Goa also initiated a special awareness drive across the Goa state in order to reach out to the aspiring female candidates and motivate them to pursue their careers in technical skills such as fitter, diesel mechanic, electrician, machinist, and instrument mechanic. To further encourage them, the company announced a special scholarship scheme for the first 100 girl student applicants who will enrol in these technical courses, including all ITIs in Goa.
Vedanta Sesa Goa has been imparting quality skill training to the youth across Goa since 1994 through its Sesa Technical School. Till now, over 1700+ students have passed out of this institute with almost 100% success rate in placements, as per an announcement made by the company.

Global South should turn towards Climate CSR as Delhi Breathes Cleanest Air Between Jan-Aug in Six Years

By
Nitya Choubey
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Global South should turn towards Climate CSR as Delhi Breathes Cleanest Air Between Jan-Aug in Six Years
Everyone lifts up their camera lens to click the clear skies of the capital city Delhi. Something extraordinary has taken place today. The city has recorded the lowest AQI (Air Quality Index) at ‘56’, under the moderate category. This is good news because usually, the figure remains above ‘200’, under the ‘poor’ category.  But today, the air seems to reject pollution and has become light.
The drop in the AQI is coupled with the rise of average atmospheric temperature and rainfall. July, for instance, experienced the minimum temperature at 26.7 degree celsius, two notches above the season’s average.  Similarly, Delhi recorded 913.1 mm rainfall, 56% above the average monsoon rains. During the summers, the city was boiling at 49 degree celsius, hot enough to cause harm to human health.
Leaving the numerics aside, Delhi is experiencing extreme weather conditions, from heatwaves to flooding. Not exclusively Delhi, but other cities like Chennai, Mumbai, etc are also facing unexpected weather patterns. Most cities witnessed the average temperature above 45 degrees this summer. However, none of these cities are ready to bear the damage caused by such weather pattern shifts.  Not only is the cost incurred because of climate change huge, the damage caused by it is also massive.

Climate Change in the Global South: The Science Behind Heavy Rains in Delhi

On 11 August, Delhi woke up to the news of electrocution of an UPSC aspirant in Rajender Nagar. This was one of the 11 deaths heavy monsoon has brought to the city. The dramatic heavy rains in cities of India are yet to be fully studied by scientists, but many reports like the macro level studies from the Ocean and Climate Science department of  IIT Bhubaneswar, the January edition of Kolkata based journal ‘Atmospheric Chemistry and Physics’,  and other international papers suggest that heavy rains in the cities are a result of differential land use and pollution. 
While all the cities battle climate change the same, the disadvantage Delhi has is that of high levels of Pollution. 
“Pollution causes something called ‘aerosol invigoration’ which leads to the formation of thunderstorm clouds. Given sufficient time, such clouds can grow and cause thunderstorms and heavy rainfall in certain areas”,  said Dr. V Vinoj to the environment journal ‘Down To Earth’.
When suspended pollution particles (of Carbon monoxide, etc.)  increase in the air, water molecules use it as a surface to condense. This inturn creates black clouds and thunder storm. The hot temperature at the surface further creates a low pressure zone supporting the thunderclouds. This makes Delhi especially prone to heavy outpours. But this rainfall is not even across Delhi, since it is influenced by factors like urban land use, heat, pollution, population density, etc.
As a country of the global south, India will always be at the losing side of climate change, since it has a lower social safety net, poor infrastructure, huge coastline and an agrarian economy. While rich nations of the global North contienue to acquire land and labour at cheap costs in poor counties to build factories. There is a clear disparity in the distribution of the global economic pie, which subsequently translates into a disparity in climate relience. Not only at the economic level, this inequality also persists in the global climate goals decided by international bodies.
The Sustainable development Goals (SDG) of the United Nations aims to limit global temperature to 1.5 degree celsius pre-industrial level. But achieving this goal will be quadruple times difficult for poor countries of the global south. Not only India lacks technology to combat climate change, the nation is crippling with many big life and death matters at hand, like healthcare, education and dire unemployment.

What good can Climate Change CSR do?

It is  required out of multinational companies, both indigenous as well as of the west, to assist developing countries like India, Bangladesh, Myanmar, Afghanistan, Taiwan and Philippines to battle climate change. State interventions and NGO activism are not all effective since the population at stake is huge and diverse. Moreover, the money required to bring any goods is also unimaginably enormous. The Economic Times projected the loss incurred by India in the year 2023 because of climate change to be 2.75 trillions. From this standpoint, India should look upto climate CSR interventions by prosperous companies.
The biggest Corporate Social Responsibility around climate change that India and other developing countries witnessed in recent times is that of the HSBC bank in collaboration with the British Council. The project aimed at training youth in Brazil, India, Indonesia, Vietnam and Mexico in climate action. Engagement of youth from both urban and rural areas was ensured in July, creating a link between hyper local committees of five developing countries. While hyper local targeting is more effective and can be managed better, global outreach creates synergy in efforts. This made the project a two sided sword.
Other than the state, only big corporate houses can think of walking a financially viable path to make collaborations both global as well as local at the same time. It goes without saying that climate change is a global problem impacting ice caps of both The Himalayas as well as The Alps (in Europe).

भारत में अच्छा रिटर्न पाने के लिए कहां निवेश करें?

By
The CSR Journal
-
भारत में अच्छा रिटर्न पाने के लिए कहां निवेश करें?
भारत में निवेश के विकल्पों की विविधता ने निवेशकों के लिए अच्छा रिटर्न पाने के कई रास्ते खोले हैं। सही निवेश रणनीति अपनाने से न केवल पूंजी का संरक्षण होता है, बल्कि निवेश पर बेहतरीन रिटर्न प्राप्त करने का अवसर भी मिलता है। चाहे आप नए निवेशक हों या अनुभवी, सही दिशा में निवेश करना सफलता की कुंजी है।
इस आर्टिकल में हम भारत में अच्छा रिटर्न पाने के लिए प्रमुख निवेश विकल्पों पर चर्चा करेंगे और आपको बताएंगे कि किस तरह आप अपने निवेश को प्रभावी ढंग से प्रबंधित कर सकते हैं।

1. शेयर बाजार में निवेश

शेयर बाजार भारत में सबसे लोकप्रिय और प्रचलित निवेश विकल्पों में से एक है। यहाँ निवेशकों को विभिन्न कंपनियों के शेयर खरीदने और बेचने का मौका मिलता है। शेयर बाजार में लंबी अवधि में निवेश करने पर अच्छा रिटर्न प्राप्त किया जा सकता है, लेकिन इसके साथ जोखिम भी जुड़ा होता है।
शेयर बाजार में निवेश करने से पहले यह सुनिश्चित करें कि आप शेयरों की तकनीकी और मौलिक जानकारी रखते हैं। ऑनलाइन ट्रेडिंग प्लेटफॉर्म के माध्यम से आप आसानी से शेयर बाजार में ट्रेडिंग कर सकते हैं। इन प्लेटफॉर्म्स से आपको न केवल रियल-टाइम डेटा मिलता है, बल्कि विभिन्न कंपनियों के बारे में जानकारी भी उपलब्ध होती है, जो निवेशकों को सही निर्णय लेने में मदद करती है।

2. म्यूचुअल फंड्स

यदि आप शेयर बाजार की जटिलताओं से बचना चाहते हैं, लेकिन फिर भी अच्छा रिटर्न चाहते हैं, तो म्यूचुअल फंड्स एक बेहतरीन विकल्प हो सकते हैं। म्यूचुअल फंड्स में आपके निवेश को कई प्रकार की संपत्तियों में विभाजित किया जाता है, जिससे जोखिम का स्तर कम हो जाता है।
म्यूचुअल फंड्स में SIP (सिस्टमेटिक इन्वेस्टमेंट प्लान) के जरिए नियमित रूप से निवेश करके आप लघु और दीर्घकालिक लक्ष्यों को पूरा कर सकते हैं। SIP का एक प्रमुख लाभ यह है कि आप छोटी राशि से भी निवेश की शुरुआत कर सकते हैं और समय के साथ बेहतर रिटर्न प्राप्त कर सकते हैं।

3. सोना और कीमती धातुएं

सोना भारतीय निवेशकों के लिए हमेशा से एक महत्वपूर्ण निवेश विकल्प रहा है। यह न केवल एक सुरक्षित निवेश माना जाता है, बल्कि मुद्रास्फीति के समय भी इसका मूल्य स्थिर रहता है। डिजिटल गोल्ड और गोल्ड ETF के माध्यम से भी निवेश किया जा सकता है, जो परंपरागत रूप से सोना खरीदने से कहीं अधिक सुविधाजनक और सुरक्षित हैं।
कीमती धातुएं जैसे चांदी और प्लेटिनम भी निवेश के अच्छे विकल्प हैं। इन धातुओं की कीमतों में उतार-चढ़ाव कम होता है, जिससे निवेशकों को समय के साथ अच्छा रिटर्न मिलता है।

4. रियल एस्टेट

रियल एस्टेट भारत में निवेश का एक स्थिर और लंबी अवधि का विकल्प है। संपत्ति में निवेश करके आप किराए के रूप में नियमित आय अर्जित कर सकते हैं, साथ ही संपत्ति की मूल्य वृद्धि से भी लाभ उठा सकते हैं। हालाँकि, रियल एस्टेट में निवेश के लिए बड़े पूंजी निवेश की आवश्यकता होती है और इसकी लिक्विडिटी (तरलता) कम होती है, जिसका अर्थ है कि इसे जल्दी बेचना आसान नहीं होता।
यदि आप रियल एस्टेट में निवेश करने की योजना बना रहे हैं, तो लोकेशन, इंफ्रास्ट्रक्चर और भविष्य की संभावनाओं का ध्यान रखना आवश्यक है। मेट्रो शहरों में संपत्ति की मांग अधिक होती है और यहाँ से अच्छा रिटर्न मिलने की संभावना भी ज्यादा होती है।

5. बॉन्ड और सरकारी योजनाएं

बॉन्ड और सरकारी निवेश योजनाएं सुरक्षित और स्थिर रिटर्न के लिए जाने जाते हैं। यदि आप जोखिम से बचना चाहते हैं, तो बॉन्ड, फिक्स्ड डिपॉजिट (FD), पब्लिक प्रोविडेंट फंड (PPF) और नेशनल सेविंग सर्टिफिकेट (NSC) जैसे विकल्पों पर विचार कर सकते हैं। ये निवेश विकल्प निश्चित रिटर्न प्रदान करते हैं और दीर्घकालिक निवेश के लिए आदर्श होते हैं।
PPF और NSC में आपको 15 से 20 साल की अवधि में कंपाउंडिंग के साथ ब्याज मिलता है, जिससे आपको अच्छा रिटर्न प्राप्त होता है। इसके अलावा, इन योजनाओं में निवेश पर आपको टैक्स छूट भी मिलती है, जो इसे और आकर्षक बनाती है।

6. क्रिप्टोकरेंसी और डिजिटल एसेट्स

हालांकि क्रिप्टोकरेंसी एक नया और जोखिम भरा निवेश विकल्प हो सकता है, लेकिन इसमें अच्छे रिटर्न की संभावना भी रहती है। बिटकॉइन, एथेरियम जैसी क्रिप्टोकरेंसी ने हाल के वर्षों में बड़ा मुनाफा दिया है। हालाँकि, यह निवेश बहुत ही अस्थिर हो सकता है और इसके लिए गहन शोध की आवश्यकता होती है।
इसके अलावा, डिजिटल संपत्तियों जैसे एनएफटी (NFTs) और ब्लॉकचेन-आधारित अन्य निवेश विकल्प भी नए युग के निवेशकों के लिए उभरते हुए विकल्प बन रहे हैं। लेकिन, इनमें निवेश करने से पहले यह समझना आवश्यक है कि इनकी तकनीक और जोखिम क्या हैं।

ऑनलाइन ट्रेडिंग प्लेटफॉर्म्स का महत्व

आज के युग में, तकनीकी उन्नति ने निवेश के तरीकों को और भी सरल बना दिया है। ऑनलाइन ट्रेडिंग प्लेटफॉर्म्स की मदद से आप आसानी से किसी भी समय और कहीं से भी निवेश कर सकते हैं। ये प्लेटफॉर्म्स शेयर, म्यूचुअल फंड्स, और यहाँ तक कि सोना जैसे विभिन्न निवेश विकल्पों तक पहुंच प्रदान करते हैं।
ऑनलाइन ट्रेडिंग प्लेटफॉर्म्स में आपको बाजार की नवीनतम जानकारी, लाइव चार्ट्स, और निवेश के टूल्स मिलते हैं, जो निवेशकों को बेहतर निर्णय लेने में मदद करते हैं। इसके साथ ही, इनमें मिलने वाले लेनदेन शुल्क भी कम होते हैं, जिससे आपके निवेश पर लाभ अधिक होता है।

निवेश करते समय ध्यान रखने योग्य बातें

1. जोखिम सहनशीलता: निवेश करने से पहले यह सुनिश्चित करें कि आपकी जोखिम सहनशीलता क्या है। अगर आप ज्यादा जोखिम लेने को तैयार नहीं हैं, तो सुरक्षित निवेश विकल्प चुनें।
2. लक्ष्य निर्धारण: अपने निवेश के लक्ष्य को स्पष्ट रूप से तय करें। यह छोटे या बड़े लक्ष्यों के आधार पर आपके निवेश का मार्गदर्शन करेगा।
3. विविधीकरण: केवल एक ही निवेश विकल्प पर निर्भर न रहें। अपने पोर्टफोलियो को विविधीकरण दें ताकि किसी एक क्षेत्र में नुकसान होने पर आपको ज्यादा नुकसान न हो।
4. समय और धैर्य: निवेश में अच्छा रिटर्न प्राप्त करने के लिए धैर्य रखना आवश्यक है। बाजार में उतार-चढ़ाव होते रहते हैं, इसलिए धैर्यपूर्वक अपने निवेश को समय दें।

निष्कर्ष

भारत में निवेश के कई विकल्प उपलब्ध हैं, जिनमें से प्रत्येक की अपनी खासियत और जोखिम स्तर है। आपके लिए सबसे अच्छा निवेश विकल्प वही होगा, जो आपके वित्तीय लक्ष्यों, जोखिम सहनशीलता, और निवेश क्षमताओं के अनुरूप हो।
ऑनलाइन ट्रेडिंग प्लेटफॉर्म्स की मदद से निवेश प्रक्रिया को और भी आसान और सुविधाजनक बनाया जा सकता है, जिससे आप समय पर सही निर्णय लेकर बेहतर रिटर्न प्राप्त कर सकते हैं।
स्मार्ट निवेश की कुंजी यह है कि आप नियमित रूप से अपने निवेश की समीक्षा करें और बदलते समय के साथ अपनी रणनीति को अनुकूलित करें।
हैप्पी ट्रेडिंग!

What is NPS Vatsalya Scheme launched by Govt of India for children

By
The CSR Journal
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What is NPS Vatsalya Scheme launched by Govt of India for children
Finance Minister Nirmala Sitharaman officially launched the NPS Vatsalya scheme on September 18, 2024, almost two months after announcing it in the Union Budget 2024. The scheme, which is an extension of the existing National Pension Scheme, focuses on children.
This initiative was rolled out across 75 locations nationwide, with over 250 PRANs (permanent retirement account numbers) being allocated to young subscribers.

What is NPS Vatsalya

Vatsalya is a new pension scheme for children in the age group of 0 to 18 years. A parent can deposit a minimum of 1000 per month and a maximum with no limit. This account will be operated by the parents until the child turns 18, after which the account will be in the name of the children. Once the child turns 18, the account can be seamlessly converted into a regular NPS account or a non-NPS scheme.
NPS Vatsalya will allow parents to save for their children’s future by investing in a pension account and ensure long-term wealth with the power of compounding. NPS Vatsalya offers flexible contributions and investment options, allowing parents to make investment of Rs. 1,000 annually in the name of the child, thus making it accessible to families from all economic backgrounds.
This new initiative is designed to start early in securing financial future of children, marking an important step in India’s pension system.

Online platform for NPS Vatsalya

Finance Minister Nirmala Sitharaman
As part of the launch in New Delhi, NPS Vatsalya events were be organised simultaneously at nearly 75 locations throughout the country. Four Districts from Maharashtra Mumbai, Pune, Nanded and Nagpur participated in this national launch event, virtually through video conferencing.
The State Level Bankers Committee organized the launch ceremony of NPS Vatsalya Yojana in Jogeshwari area of Mumbai. On this occasion, PRAN-Permanent Retirement Account Number cards required for this scheme were distributed to the children.
The Finance Minister also launched an online platform for subscribing to NPS Vatsalya, release of scheme brochure, and distribute Permanent Retirement Account Number (PRAN) cards to new minor subscribers. The Scheme will be run under the Pension Fund Regulatory and Development Authority (PFRDA).

To develop savings habit in Children

While launching the scheme, the Finance Minister expressed that NPS Vatsalya will encourage young subscribers to develop a savings habit, and significant wealth can be built up through the effects of compounding. She emphasized that the scheme would provide a respectable life for these children later in their life.
Apart from safeguarding subscribers’ futures, the scheme is designed on the principle of intergenerational equity, which will provide coverage to children as well as older family members.
The launch of NPS Vatsalya is a major step by the Government in the direction of giving India’s future generations a stable and independent financial future.

 

 

Sightsavers India and Authors of Scaling Small Businesses Unite for Social Impact

By
The CSR Journal
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Sightsavers India and Authors of Scaling Small Businesses Unite for Social Impact
New Delhi, India: Sightsavers India is excited to announce a unique collaboration with authors Mr Aditya Gupta and Mrs Himani Chandorkar, aimed at enabling livelihood opportunities and economic empowerment for individuals with disabilities, especially women. Through this campaign, supporters will receive copies of their latest book, Scaling Small Businesses, as a token of appreciation for joining us in this transformative mission.

Two key objectives drive the campaign:

Empowering Small Enterprises: The book is an anthology of simple and actionable ideas designed to solve common business challenges that often hinder growth. Drawing on decades of experience, Mr Gupta and Mrs Chandorkar have crafted a guide that can help small enterprises thrive and expand, benefiting thousands of entrepreneurs across the country. The knowledge shared in this book has the potential to create a ripple effect, amplifying opportunities for small businesses far and wide.
Promoting Economic Empowerment: What makes this campaign truly special is its dual focus on knowledge-sharing and social responsibility. All net proceeds from the book will be used to support Sightsavers India’s Social Inclusion programme, which aims to enable persons with disabilities, particularly women, to achieve economic independence. By participating in this campaign, supporters are not only investing in their own personal and professional growth but also contributing to a larger movement that promotes inclusion and empowerment.
RN Mohanty, CEO of Sightsavers India, “This collaboration is a perfect blend of knowledge and purpose, offering a unique opportunity to support economic empowerment for persons with disabilities, especially women. Through the book, Scaling Small Businesses, Mr Aditya Gupta and Mrs Himani Chandorkar share business insights from their decades of experience while creating livelihood opportunities and driving positive change. We are grateful for their partnership and for the collective impact we can make together in promoting inclusion and ensuring equal opportunities for individuals with disabilities, including those with visual impairments, to reach their full potential.”
Aditya Gupta, Founder—The Rug Republic and Author said, “This book shares management ideas that have been thoughtfully crafted and successfully implemented at Sharda Exports and The Rug Republic over the years. From our inception in 1991 to now, these real-life ideas have evolved internally and have proven to be effective in driving growth. By contributing to Sightsavers India’s initiative through this book, we aim to extend these benefits to others while also supporting a cause that is close to our hearts—empowering individuals with disabilities to achieve economic independence.”
Himani Chandorkar—Etude 360, Acumen 360 and Author said, “In my 17 years of HR consulting experience with over 200 clients, I’ve seen firsthand that the real challenge lies not in initiating ideas but in consistently implementing them. Simplicity, follow-up, incentives, leadership, and work-life balance are crucial to success. Through this book, we hope to inspire practical change in small businesses while also contributing to Sightsavers India’s mission of economic empowerment for persons with disabilities. The multiplier effect of this progress will be our most meaningful reward, knowing that it helps create livelihood opportunities.”

 

 

Disclaimer: This media release is auto-generated. The CSR Journal is not responsible for the content.

 

Not profit’s nutrition programme serves 10 million school-going children

By
The CSR Journal
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Not profit’s nutrition programme serves 10 million school-going children
Mumbai, India: The Sri Sathya Sai Annapoorna Trust, under the aegis of revered Global Humanitarian Sri Madhusudan Sai, has achieved an unprecedented feat by serving 10 million children across different parts of India, making it the world’s largest ‘Nutrition’ Programme.
A part of Sri Madhusudan Sai’s worldwide mission of combating hidden hunger and enhancing nutritional intake among children, the flagship initiative covers students of government and government-aided schools at a pan-India level across both rural as well as urban regions. The announcement was made at the coveted ‘Power of Poshan’ Award ceremony, in the esteemed presence of international cricketing legend Jonty Rhodes, IIMR Director – Ms Tara Satyavathi, senior Karnataka IAS officer – Mr YS Patil and over 250 members from the farmers community, among others.
During the event, while defining the next milestone set for the Trust’s flagship ‘Nutrition’ mission, Sri Madhusudan Sai shared, “As we navigated the pandemic challenges, we remained steadfast in our commitment to ensure no child goes hungry. Before the pandemic, our Trust served 500,000 children daily. After schools reopened, we are now expanding our reach to 10 million children covering the school in Karnataka and Telangana. This nutrition programme is now implemented across 25 States and 4 UTs.”
“Holistic nutrition as opposed to just filling the stomach ought to be the approach and this is what the Annapoorna Morning Nutrition Programme is doing. The power of team work is something that I am very familiar with, by being in the game of cricket. I see that the scale that this nutrition programme has reached is backed by the wonderful team of this institution who are sitting under this beautiful auditorium roof today. Many congratulations!” stated Mr Jonty Rhodes during his address.
The event, hosted at the Sathya Sai Grama near Chikkaballapur in Karnataka, recognised the invaluable contributions of corporate partners, farmers, and key stakeholders, whose support has been instrumental in scaling up the nutrition programme. One of the vital aspects of the Trust’s programme is its strong collaboration with local farming communities. Partnering with nearly 1,000 farmers in Tumkur, Karnataka, the Trust procures 500 to 600 tons of millet grains monthly, not at the minimum support price but at the livelihood price, thus paying the farmers a gracious amount that they deserve. This sustainable relationship supports both rural livelihoods and the nutrition programme, promoting economic growth of the farmers and taking care of the nourishment and health of their own children and others who study at the government schools.
Notably, there is a nutraceutical manufacturing unit – SaiSure Nutritions LLP, based at their HeadQuarters to produce the vital multi and micronutrient supplement. This micro nutrient health mix is delivered to the government schools, across 25 States and 4 Union Territories. The State of Karnataka is the thriving ground for the programme, wherein approximately 5.5 million children, which is all the Government school-going children, have been covered for morning nutrition.
Under the visionary guidance of Sri Madhusudan Sai, the initiative has grown to become the world’s largest morning nutrition programme, transforming the lives of millions of children. As the programme continues to expand, the Trust’s mission remains unwavering: no child should go to school hungry ever. By investing in children’s health today, the Sri Sathya Sai Annapoorna Trust is building a foundation for reduced future healthcare costs and fostering a generation of healthy, responsible citizens.

 

 

Disclaimer: This media release is auto-generated. The CSR Journal is not responsible for the content.

 

CSR collaboration with Indian Oil Corporation Limited (IOCL) to celebrate Driver’s Day

By
The CSR Journal
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CSR collaboration with Indian Oil Corporation Limited (IOCL) to
New Delhi, India: In a collaborative effort to honour the invaluable contributions of drivers, Ritco Logistics and Indian Oil Corporation Limited (IOCL) Panipat Refinery organized a special event on the occasion of Driver’s Day on 17th September 2024 at the IOCL Polymer Terminal in Panipat. The event featured a comprehensive Driver’s Safety Training session led by senior safety trainer Mr. R.S. Malik.
The program provided essential training covering a wide range of topics, including defensive driving techniques, traffic regulations, vehicle maintenance, and emergency response strategies. Participants have gained valuable skills to help reduce accidents and improve overall road safety.
During the event, Rajesh M. Mudaliar, Chief Business Officer of Ritco Logistics, expressed heartfelt gratitude to drivers, who he described as the backbone of the economy. “Despite challenges such as rain and storms, drivers ensure the timely delivery of materials, supporting critical supply chains,” he stated. He also acknowledged their remarkable dedication during the COVID-19 pandemic, emphasizing their role in maintaining essential services.
Mr. Suresh Kumar, PC-MO, shared his appreciation for the drivers’ efforts and highlighted the importance of safety training in reducing road incidents. “Empowering our drivers with safety knowledge is crucial for their well-being and the safety of everyone on the road,” he remarked.
The event also featured insights from Mr. Tarun Saurabh, Chief Manager, and Mr. R.K.P. Sinha, who reinforced the importance of continuous learning and safety practices in the logistics industry.
This initiative underscores the commitment of both IOCL and Ritco to promoting road safety and recognizing the dedication of drivers who work tirelessly under challenging conditions.

 

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