Finance

The CSR Journal Magazine

RBI Repo Rate May Rise to 6.5% Amid Inflationary Pressures

The Reserve Bank of India (RBI) is reportedly facing increased pressure to raise the policy repo rate from the current 5.25 per cent to...

UPI Payments for Consumers Stay Free While Merchant Transactions Over Rs 2,000 Will Incur a Fee

Unified Payments Interface (UPI) transactions continue to be free for consumers, emphasising the Indian government's commitment to promoting digital payments. The interface allows users...

New Merchant Discount Rate Framework to Enforce Rs 5 Charge for Certain UPI Payments

The forthcoming Merchant Discount Rate (MDR) framework for UPI payments, set to take effect on October 15, 2026, introduces a fixed charge of Rs...

New UPI Charges to Take Effect from October 15, 2023

A new charge structure for UPI payments will be implemented from October 15, affecting only certain transactions. Under the new Merchant Discount Rate (MDR)...

New UPI Rules Ensure Zero Charges for Person-to-Person Transactions

The recent announcement by the government confirms that all Person-to-Person (P2P) transfers using the Unified Payments Interface (UPI) will incur no charges, regardless of...

India Limits Fee-Free UPI & RuPay Payments to Rs 2,000, Unclear on Larger Amounts

The Indian government has mandated new regulations concerning payment methods, establishing a limit of Rs 2,000 for free transactions. Since September 14, payments using...

UPI ने एक साल में 24 हजार करोड़ ट्रांजैक्शन, 10 देशों में बनी लोकप्रियता

यूनिफाइड पेमेंट्स इंटरफेस यानी UPI ने भारत में पिछले एक साल में 24 हजार करोड़ ट्रांजैक्शन का आंकड़ा छू लिया है। यह डिजिटल भुगतान...

RBI Expected To Raise Rates By 25 Basis Points In October And December

The Reserve Bank of India (RBI) is anticipated to implement two separate 25-basis-point rate hikes during its Monetary Policy Committee (MPC) meetings in October...

iPhone Duo At Rs 4.49 Lakh Or SIP: What Could Your Money Become In 10 Years?

Apple has entered the foldable smartphone market with the iPhone Duo, but its top-end 2TB model comes with a price tag of Rs 4,49,900...

₹2,000 तक No चार्ज: UPI पेमेंट पर नया नोटिफिकेशन क्या कहता है?

अगर आप UPI के जरिए रोजाना खरीदारी करते हैं, तो ₹2,000 की लिमिट आपको सीधे प्रभावित कर सकती है। हाल ही में सरकार ने...

MakeMyTrip Forex Card Fees Explained: Loading, ATM Withdrawal, and Cross-Currency Charges

Planning an overseas trip often means thinking beyond flights and hotels. You also need to decide how you will carry and spend your money...

Is loan insurance mandatory with a personal loan

You are close to finalizing a personal loan when the lender mentions insurance, a policy that would cover your loan if something happened to...

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