Connor reported that, despite his efforts, he was noticing a decline in his fitness levels while training. His heart rate peaked at an alarming 219 beats per minute during one of his sessions, prompting him to check the ECG feature on his Apple Watch.

“Seeing my heart rate at around 219 beats per minute was astonishing,” he stated. “However, I remembered that I had an ECG function available on my watch.”

Medical Journey Following ECG Alert

“The condition was severe enough that I needed to undergo open-heart surgery,” Connor explained. He acknowledged that this unexpected discovery was life-changing and drastically altered his perspective about the importance of his smartwatch in monitoring his health.

Apple’s Commitment to Health Monitoring

Connor’s case illustrates how the small features within a smartwatch can lead users to seek timely medical attention, potentially saving lives. The ongoing emphasis on health technologies is part of Apple’s broader vision, as articulated by CEO Tim Cook, who noted the importance of health initiatives during a 2019 interview.

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खेल से जुड़े उनकी उपलब्धियां

एसएल अक्षय का नाम कर्नाटक की रणजी ट्रॉफी जीतने वाली टीम में भी शामिल था, जो 2014-15 में टाइटल जीतने में सफल रही थी। उनके योगदान के लिए उन्हें हमेशा याद किया जाएगा। वे अपनी तेज गेंदबाजी और बेहतरीन खेल कौशल के लिए जाने जाते थे। उनकी मृत्यु से क्रिकेट जगत को एक गहरा नुकसान हुआ है।

खिलाड़ियों और प्रशंसकों का शोक

जैसे ही उनका निधन हुआ, क्रिकेट समुदाय में शोक की लहर दौड़ गई। खिलाड़ियों और प्रशंसकों ने उन्हें श्रद्धांजलि अर्पित की है। तमाम क्रिकेट प्रेमियों का कहना है कि एसएल अक्षय ने अपनी प्रतिभा से कई युवाओं को प्रेरित किया। उनकी यादें हमेशा लोगों के दिलों में बनी रहेंगी।

दिल का दौरा – एक गंभीर समस्या

दिल का दौरा अब एक सामान्य समस्या बनती जा रही है, खासकर उन लोगों के लिए जो सक्रिय जीवन जीते हैं। एसएल अक्षय जैसे युवा खिलाड़ियों के अचानक निधन से यह संदेश मिलता है कि स्वास्थ्य पर ध्यान देना कितना आवश्यक है। मेडिकल एक्सपर्ट्स का कहना है कि नियमित चेक-अप और हेल्दी लाइफस्टाइल अपनाना बेहद जरूरी है।

क्रिकेट का भविष्य

अक्षय की मौत से कर्नाटक की क्रिकेट टीम अब एक महत्वपूर्ण खिलाड़ी को खो चुकी है। वे भविष्य की योजनाओं में एक महत्वपूर्ण भूमिका निभा रहे थे। उनके योगदान को भुलाया नहीं जा सकता। यह घटना सभी खिलाड़ियों को एकजुट होकर अपने स्वास्थ्य पर ध्यान देने की प्रेरणा देती है।

समाज पर प्रभाव

इस तरह के दुर्भाग्यपूर्ण हादसे समाज पर भी गहरा असर डालते हैं। यह युवाओं को याद दिलाता है कि जीवन में कोई भी चीज़ स्थायी नहीं है। स्वास्थ्य और फिटनेस को प्राथमिकता देने की आवश्यकता है। अक्षय के निधन ने न सिर्फ क्रिकेट बल्कि खेल जगत में हर किसी को सोचने पर मजबूर कर दिया है।

अक्षय की यादें हमेशा जिंदा रहेंगी

क्रिकेट प्रेमियों के दिल में हमेशा एसएल अक्षय की यादें जीवित रहेंगी। उनकी मेहनत, संघर्ष और खेल के प्रति समर्पण को सभी सदा याद करेंगे। कर्नाटक क्रिकेट को उनके योगदान की हमेशा कमी महसूस होगी। यह एक बहुत कठिन समय है, लेकिन हम सब मिलकर इस दुख को सहन करने की कोशिश करेंगे।

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The rising burden of heart failure in the country has necessitated not only medical interventions but also the need for long-term management and lifestyle adjustments. Families often find themselves caught in a vicious cycle where ongoing treatment becomes increasingly unaffordable. Consequently, many households reportedly resort to borrowing funds or liquidating savings to manage these pressing healthcare costs.

Heart failure, which contributes significantly to the mortality rate in India, requires regular monitoring and treatment, including medications, hospital admissions, and sometimes surgical interventions. Unfortunately, for a majority of patients, the absence of adequate health insurance compounds these obstacles, making access to required therapies particularly challenging.

Healthcare Costs Escalate Dramatically

The cost of managing heart failure has increased notably over recent years, with expenditures potentially amounting to lakhs of rupees annually. In many cases, expenses related to hospitalisation, medications, and follow-up consultations are often not covered by standard health insurance plans. This situation has left numerous patients facing tough choices regarding their treatment options.

Financial experts suggest that without proper insurance coverage, families might compromise on critical treatments, leading to worsening health conditions. Reports reveal that the out-of-pocket expenses for heart failure treatment can consume upwards of 40 per cent of a household’s annual income, forcing them to decide between immediate healthcare needs and other essential expenditures.

As per further findings, the economic impact of heart failure extends beyond just individual patients. The burden on families can disrupt overall family wellbeing and financial stability, leading to a wider socio-economic issue that calls for urgent attention and reform in healthcare policies to provide comprehensive coverage.

Call for Enhanced Health Insurance Policies

In light of these troubling statistics, healthcare advocates are urging for improved health insurance frameworks that can offer greater financial protection to patients suffering from heart failure. A strong call is being made to policymakers to ensure that insurance products are not only more inclusive but also tailored to cover chronic illnesses comprehensively.

Moreover, there is a pressing need for increased awareness among patients regarding their health insurance options. Many individuals are reportedly unaware of the various policies available, which may contribute to the high percentage of those without coverage. This lack of awareness can exacerbate existing health conditions and hinder early intervention strategies.

In conclusion, the alarming statistic that seven in ten heart failure patients in India lack financial cover presents a significant public health challenge. Addressing this issue requires collaborative efforts between the government, healthcare providers, and insurance companies, along with community outreach initiatives aimed at educating patients about their healthcare options.

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Rapid Response and Coordination

Upon the young man’s diagnosis, his medical team swiftly realised that he needed to be transferred to a tertiary care centre located in Hyderabad. With time being of the essence, local authorities were informed of the young man’s condition. A green corridor was established to facilitate his transport, allowing emergency services to navigate through traffic without delay.

The journey began at 8 am on 24 September, where the patient was placed in an ambulance equipped for critical care. Medical staff accompanied him to monitor his vital signs throughout the trip. The need for a quick response underscored the importance of collaboration between healthcare providers and local transport authorities. Ensuring the patient’s safe passage was paramount to enhance his chances of recovery.

The ambulance travelled a distance of 98 kilometres, a route that would typically take over two hours during peak traffic. However, thanks to the green corridor implemented, the ambulance reached its destination in just 85 minutes. This significant reduction in travel time exemplifies the effectiveness of coordinated action in emergency situations, ensuring that the patient received timely medical care.

Medical Intervention at the Tertiary Care Centre

Upon arrival at the hospital in Hyderabad, the medical team was prepared to address the young man’s critical health needs. Doctors promptly initiated a series of diagnostic tests and treatments to ascertain the extent of his heart failure. The efforts made during transit were vital in stabilising his condition prior to receiving specialised medical attention.

Following diagnosis, the medical team detailed the treatments available for heart failure, which included both immediate and long-term options. Interventions such as medications, potential surgery, and lifestyle modifications were discussed with the patient’s family, emphasising the comprehensive approach necessary for effective management. The timely arrival and immediate intervention were crucial in improving the prognosis.

The healthcare facility acknowledged the collaborative effort that allowed the young man to reach the hospital promptly. The actions taken by emergency services and medical professionals were critical, reportedly saving his life and potentially extending it through effective treatment and care.

Significance of Green Corridors in Emergency Healthcare

The establishment of green corridors has become an increasingly important strategy in emergency healthcare management across India. These initiatives are aimed at reducing travel time for patients in urgent need, thereby improving outcomes. This case highlights the potential lifesaving impact such measures can have when timely medical attention is crucial.

Healthcare experts continue to advocate for better infrastructure and coordination to facilitate these rapid transport solutions. The successful transit of the young man underscores the necessity of collaboration among various stakeholders in healthcare systems. Efficient communication and immediate response can have significant effects on patient survival rates in critical situations.

The case serves as a reminder of the ongoing efforts needed in public health infrastructure to enhance emergency care delivery. Stakeholders within the healthcare sector are encouraged to leverage similar initiatives to improve outcomes for other patients in need of urgent medical attention. The continued implementation of green corridors may very well represent a vital advancement in emergency medical response in India.

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The post-COVID landscape has been marked by alarming reports of sudden cardiac events, often witnessed in routine activities such as exercising or socialising. Dr. Chandola recommends that individuals be mindful of their heart health as lifestyle factors play a significant role in overall wellness.

Heart health can be adversely impacted by factors such as inadequate sleep, high stress levels, irregular habits, excessive consumption of processed foods, and a lack of physical activity. Dr. Chandola suggests that dedicating time each week for exercise and following a nutritious diet can greatly improve heart health outcomes.

Recommendations for a Healthy Lifestyle

To foster better heart health, Dr. Chandola advocates for specific lifestyle changes. A daily routine should ideally include seven to seven and a half hours of sleep and at least 150 minutes of exercise each week. Engaging in brisk walking is recommended to increase cardiovascular fitness. Additionally, maintaining a consistent eating schedule can contribute positively to heart health.

Dr. Chandola highlighted that individuals have gradually started to seek out preventive care rather than only consulting medical professionals after experiencing symptoms. It is increasingly common for people to undergo screenings, allowing them to understand their health status proactively.

He further clarified that traditional tests such as ECG and echocardiograms may not provide a comprehensive understanding of an individual’s heart condition. In contrast, angiography, while more effective, can be uncomfortable. To bridge this gap, Dr. Chandola mentioned the availability of innovative technologies such as the biosensor device from iLive Connect, which continuously monitors health metrics over several days.

Focus on Collaborative Research in Heart Health

On the occasion of World Health Day, Dr (Prof.) M. Srinivas, Director of the All India Institute of Medical Sciences (AIIMS) in New Delhi, remarked on the significance of collaborative research in the medical field. He stressed the importance of standing in solidarity with scientific principles to enhance health outcomes in the community.

The commitment to research aims not only to identify and address prevalent health issues but also to foster a deeper understanding of conditions that disproportionately affect certain populations. Dr. Srinivas emphasised that this approach could yield benefits for the nation’s overall health and well-being.

As discussions around heart health and its complexities continue to evolve, the emphasis on prevention, early detection, and research collaboration remains crucial. Experts advocate that individuals maintain awareness of their health and take proactive steps to mitigate risks associated with heart disease, especially in light of the disturbing trend of sudden cardiac events.

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स्वस्थ जीवनशैली के छोटे-छोटे सुधार

शोध से पता चला है कि नियमित हल्की एक्सरसाइज और पोषण में सुधार भी दिल की सेहत को महत्वपूर्ण रूप से बेहतर बना सकते हैं। जैसे कि दिन में थोड़ी देर टहलना या फिर सरल घरेलू कार्य करना आपके दिल को तंदुरुस्त रखने में मदद कर सकता है। यह छोटे से बदलाव आपको अनेक स्वास्थ्य लाभ प्रदान कर सकते हैं।

खान-पान में बदलाव से भी मिलेगी मदद

आपका खान-पान भी आपके दिल की सेहत पर गहरा असर डालता है। संतुलित आहार जिसमें फल, सब्जियां, और साबुत अनाज शामिल हैं, आपके दिल के स्वास्थ्य को मजबूत बना सकते हैं। फास्ट फूड और अधिक शर्करा वाले खाद्य पदार्थों से दूरी बनाना एक महत्वपूर्ण कदम है। सही प्रोटीन और स्वस्थ वसा को शामिल करके आप अपने दिल को सुरक्षित रख सकते हैं।

Want to reduce the Risk of Heart Attack? स्टडी से सामने आई नई जानकारियां

इस स्टडी में सामने आया है कि आमतौर पर लोग जो छोटे-छोटे बदलाव अपने जीवन में अपनाते हैं, वे ही दीर्घकालिक स्वास्थ्य लाभ प्राप्त करते हैं। इसलिए, दिल की सेहत को बेहतर बनाने के लिए इसे नजरअंदाज न करें। आपकी छोटी सी मेहनत भी बड़ा परिणाम दे सकती है।

नींद, एक्सरसाइज, और पोषण: एक सही ट्रायंगल

दिल की सेहत के लिए नींद, एक्सरसाइज, और पोषण को एकत्र करना जरूरी है। अगर आप सिर्फ एक पर ध्यान देंगे, तो परिणाम सीमित रहेंगे। इन तीनों को संतुलित रूप से अपनाने से ही आप अपने स्वास्थ्य को नई दिशा दे सकते हैं। आपके दिल की सेहत का आधार ही आपकी जीवनशैली में छिपा है।

आसान से टिप्स जो बनाएंगे आपके दिल को दुरुस्त

यदि आप चाहते हैं कि आपका दिल स्वस्थ रहे, तो रोजाना थोड़ी एक्सरसाइज करें, अपनी नींद को नियमित बनाएं, और अपने खाने में बदलाव लाएं। कुछ छोटे लेकिन प्रभावी कदम लेकर आप हार्ट अटैक के खतरे को कम कर सकते हैं। अपने दैनिक जीवन में इन सुधारों को शामिल करना आसान है और इससे आपका दिल मजबूत रहेगा।

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The findings, based on a retrospective analysis of more than 5,000 patients, suggest that standard models—largely developed using Western populations – may be ill-suited to detect cardiovascular risk patterns in India, where heart disease often presents earlier and differently.

Western Risk Models Missing Indian Patterns

The study, led by Dr Mohit Dayal Gupta of GB Pant Hospital in Delhi, found that commonly used heart risk calculators significantly underestimate risk in Indian patients. These tools, which guide doctors on preventive treatments and monitoring, rely heavily on factors such as age and LDL cholesterol.

However, in the Indian context, these indicators may not adequately capture underlying risk. While only 11% to 20% of patients in the study were classified as high-risk by these models, all of them eventually experienced a heart attack.

“Indian patients behave differently. We have different risk factors and patterns, and Western scores may not always be appropriate,” Dr Gupta noted.

The mismatch arises because these models were built using data from populations where cardiovascular disease typically occurs later in life. In contrast, the study found that the average age of Indian patients suffering a heart attack was just 54, highlighting the growing burden of premature heart disease.

Unique ‘South Asian Phenotype’ Drives Risk

Researchers pointed to what is often described as a “South Asian phenotype”, characterised by a distinct cluster of risk factors that are not adequately captured by conventional scoring systems.

Many Indian patients develop cardiovascular risk at a younger age, often accompanied by diabetes or insulin resistance – even in individuals who do not appear overweight. Cholesterol patterns can also be misleading, with low levels of protective HDL cholesterol and high triglycerides, even when LDL cholesterol is not significantly elevated.

In addition, hidden abdominal fat – often present despite a normal body mass index – further increases risk. Other contributing factors include smoking, psychosocial stress, and a high prevalence of metabolic disorders.

Crucially, many of these elements, including lipoprotein(a), ApoB levels, central obesity, and chronic kidney disease, are not adequately factored into existing global risk calculators.

Delayed Intervention And Missed Prevention

The implications of these findings are significant. Risk calculators are central to clinical decision-making, determining who receives preventive medication such as statins and who is monitored more closely.

When patients are misclassified as low or intermediate risk, early intervention is often delayed, leaving individuals vulnerable to sudden cardiac events.

Experts warn that the “intermediate risk” category has become a grey zone for many Indian patients, where uncertainty leads to under-treatment despite underlying danger.

Call For India-Specific Risk Tools

The study has renewed calls for the development of India-specific cardiovascular risk assessment tools that better reflect local population characteristics.

Researchers argue that until such models are widely available, doctors should use global calculators cautiously and supplement them with clinical judgement, taking into account factors such as family history, early onset diabetes, lifestyle stress, and additional biomarkers.

The findings also underscore the need for earlier and more comprehensive screening, particularly in younger individuals who may not fit traditional high-risk profiles.

As cardiovascular disease continues to be a leading cause of mortality in India, the study highlights a critical gap in prevention strategies – one that could be addressed through more tailored, population-specific approaches to risk assessment.

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हर साल मृत्युदर का आंकड़ा

इस संदर्भ में कांग्रेस के एक विधायक ने विधानसभा में सवाल उठाया था कि 2020 से 2026 के बीच कितने युवाओं की मौत हार्ट फेलियर से हुई है। सरकार ने इसके जवाब में कहा कि 2020 में 2,394, 2021 में 3,188, 2022 में 2,796, 2023 में 2,886, 2024 में 3,063, 2025 में 3,255, और जनवरी 2026 में 391 मौतें हुईं। इस प्रकार, कुल संख्या 17,973 तक पहुंच गई है।

जिलावार आंकड़े भी परेशान करने वाले

दिए गए आंकड़ों में विभिन्न जिलों के बीच की स्थिति भी स्पष्ट है। यमुनानगर में हर साल मरने वालों की संख्या क्रमशः 387, 461, 375, 378, 410 और 389 रही। इसके मुकाबले, रोहतक में मरने वालों की संख्या कम रही, जिसमें 33, 41, 40, 27, 30 और 30 रहीं। वहीं, गुरुग्राम के लिए ये आंकड़े 113, 105, 116, 114, 93 और 83 थे। यह दर्शाता है कि विभिन्न जिलों में स्वास्थ्य संबंधी समस्याएं किस तरह भिन्न हैं।

स्वास्थ्य मंत्री का बयान

हालांकि, मृत्यु दर में वृद्धि के बावजूद स्वास्थ्य मंत्री ने स्पष्ट किया कि सरकार ने इस मुद्दे पर कोई स्टडी या सर्वे नहीं किया है। उन्होंने कहा कि कोविड-19 संक्रमण और हार्ट फेलियर के बीच संबंध का कोई ठोस निष्कर्ष नहीं निकाला गया है। सरकार ने महामारी के दौरान युवाओं में हृदय रोग की बढ़ती प्रवृत्ति पर चिंता जताई है, लेकिन अभी तक कोई विशेष कार्रवाई नहीं की गई है।

क्या हैं संभावित कारण?

सवाल उठता है कि आखिर इन युवा मौतों का क्या कारण है। क्या यह सिर्फ आबोहवा, जीवनशैली या फिर अन्य स्वास्थ्य समस्याओं का नतीजा है? यह भी ध्यान देने वाली बात है कि कोविड-19 के दौरान जो मानसिक और शारीरिक तनाव युवाओं पर पड़ा, उससे भी स्वास्थ्य पर असर हो सकता है। लेकिन सरकार ने इन पहलुओं पर कोई गहरी जांच नहीं की है।

आगे की दिशा क्या होगी?

हरियाणा में इस गंभीर स्वास्थ्य संकट को देखते हुए, विशेषज्ञों का मानना है कि सरकारी जांच आवश्यक है। यह अकेले युवाओं के लिए नहीं, बल्कि पूरे समाज के लिए चिंता का विषय है। यदि इस दिशा में ठोस कदम नहीं उठाए गए, तो आने वाले समय में स्वास्थ्य संकट और भी गहरा हो सकता है।

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प्रधानमंत्री मोदी की संवेदनाएं

पीएम मोदी ने ट्वीट कर कहा कि डॉ. रिकी एजे सिंगकोन मेघालय के लोगों के लिए एक सच्चे सेवक थे। उन्होंने कहा कि उनकी मेहनत और जनसेवा की भावना को हमेशा याद रखा जाएगा। इस मुश्किल समय में उनकी संवेदनाएं सिंगकों के परिवार, दोस्तों और समर्थकों के साथ हैं। उन्होंने प्रार्थना की कि भगवान उनकी आत्मा को शांति दे।

सीएम संगमा का दुखद बयान

मेघालय के मुख्यमंत्री कॉनराड संगमा ने भी सांसद रिकी एजे सिंगकोन के निधन पर गहरा दुख जताया। उन्होंने उन्हें एक दयालु नेता के रूप में याद किया जो हमेशा जनता की भलाई के लिए समर्पित रहते थे। इस दुखद घटना ने शिलांग के लोगों को गहरा सदमा दिया है এবং उनकी याद में सम्मान प्रकट किया जा रहा है।

जनता के बीच उनकी पहचान

रिकी एंड्र्यू सिंगकों को उनके सक्रिय जनसंपर्क और खासी-जैंतिया हिल्स क्षेत्र में मजबूत पहुंच के लिए जाना जाता था। वे वॉइस ऑफ द पीपल पार्टी (VPP) के नेता भी थे, जो अपने क्षेत्र के लोगों के लिए बेहतर सुविधाएं सुनिश्चित करने के लिए जाने जाते थे। उनके अचानक निधन ने उनकी क्षेत्र में लोकप्रियता को और भी बढ़ा दिया है।

अस्पताल में प्रयास असफल

सांसद को हार्ट अटैक आने के बाद तुरंत अस्पताल ले जाया गया, लेकिन वहां भी उनकी जान नहीं बचाई जा सकी। इस घटना ने हर तरफ शोक की लहर दौड़ा दी है। लोग उनकी साहसिकता और जनसेवा की कहानियां साझा कर रहे हैं। उनकी याद में श्रद्धांजलि देने का सिलसिला जारी है।

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This blog explains what is a critical health insurance, the key features of this policy, who should opt for this policy, and so on.

Understanding Critical Illness Insurance

Critical illness insurance provides medical coverage for diagnosing life-threatening illnesses, including cancer, heart attacks, paralysis, and more. This insurance policy offers a lump sum payout to the insured individuals if they are diagnosed with a certain serious sickness specified under the policy.

It also covers a variety of other serious illnesses, such as severe head injuries, Alzheimer’s disease, renal failure with frequent dialysis, third-degree burns, unstable coma, and more.

Key Features of a Critical Illness Health Insurance Plan

• Unique Coverage

This best health insurance plan offers a lump-sum payout upon the diagnosis of any one of 37 severe diseases. Additionally, this insurance is a versatile approach to obtain coverage, depending on your health condition. You can avail this policy obtained for a term of 1, 2, or 3 years.

• Sum Insured

The minimum sum insured under this policy is Rs. 5,00,000, and the maximum limit is Rs. 25,00,000, in multiples of Rs. 1,00,000. For those who are employed between the ages of 18 and 35, the sum insured is 12 times their annual income and 10 times for those over 35. The maximum sum insured for non-earning individuals is Rs. 15,00,000.

• Flexible Payment Options

With this insurance policy, you can easily pay your premium by choosing quarterly, half-yearly, annually, or even biennially or triennially.

• Pre-Medical Examination

A critical health insurance policy does not require undergoing pre-acceptance medical screening for people below 50 years of age. However, a pre-medical examination is required for those over 50 or with an adverse medical history.

Illnesses Covered Under Critical Illness Health Insurance Plans

A critical illness health policy covers a range of serious illnesses, which are detailed below:

• Cancer: This frequently involves various forms of cancer, especially those requiring specialised care.

• Stroke: This policy covers treatment for strokes that result in long-term neurological problems.

• Heart attack: A critical illness insurance covers the first heart attack of a certain severity.

• Kidney failure: It also covers dialysis-requiring conditions.

• Transplant for major organs: This insurance plan also covers heart, liver, bone marrow, and kidney transplants.

Who Should Opt for a Critical Health Insurance Plan?

Critical illness insurance covers the medical expenses of 37 diseases. Below are the groups of people who can enjoy the critical illness insurance benefits:

• Those who have a family history of serious illnesses like cancer, heart disease, or stroke

• People who are the only earners in the family

• Those who work in high-stress jobs

• People who are 40 years of age or older are more prone to experience health problems.

Things to Consider While Opting for a Critical Illness Health Insurance Plan

When you look for a critical illness insurance plan, you must consider the following:

• Always read the terms and conditions of the policy before purchasing critical illness insurance. To prevent misunderstandings, be aware of the inclusions and exclusions.

• To give coverage for probable medical or health care costs, select a plan that offers a sizable sum assured.

• Before choosing this plan, make sure it meets your present and future demands by checking its entry and exit age restrictions.

• Verify what is covered by the insurance, including additional benefits, post-hospitalisation costs, and hospitalisation expenses.

• Verify whether the insurance contains any restrictions, such as waiting periods, sub-limits, or exclusions for certain procedures.

• For serious sickness, make sure the sum assured is sufficient to pay for any prospective medical costs and other financial commitments.

• Ensure there are more network hospitals in your selected critical illness insurance

Conclusion

A critical illness insurance plan is beneficial for people who suffer from a lot of critical illnesses. This plan covers medical expenses, diagnosis, treatment, and recovery from a total of 37 illnesses, such as cancer, heart attack, and major organ transplant. However, always look for terms and conditions, entry and exit age limitations, sum assured, and so on before buying this plan.

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